by Gregory Schaffer on Dec 19, 2017
by Gregory Schaffer on Oct 31, 2017
In the great quest for “making our money last in retirement”, where you live makes a substantial difference.
by Gregory Schaffer on Aug 22, 2017
According to widely used valuation metrics, the current stock market is more overvalued now than during most of the bull markets since 1900. However investors continue to maintain high exposures of risk to this very long bull market. 46% of money managers say the market is overvalued, yet the percentage who say they are overweight equities has remained unchanged. Weaker earnings in my opinion will be a catalyst to start the Bear market.
by Gregory Schaffer on Aug 11, 2017
A will is the foundation of your estate plan and it is essential if your financial affairs are to be settled in accordance with your wishes. If you die without a will, or “intestate” as the law refers to it, essentially the state becomes your executor and your property will be distributed according to its laws. Drawing up a will has become so easy, and it is relatively inexpensive, leaving very little reason why everyone shouldn’t have one. The question becomes whether you should have a living trust in addition to your will.