Strategic Active Investment Management
Active Asset Investment Management
Strategic Investment Management. Disciplined Decision-Making. A Commitment to Your Financial Future.
Successful Investing Requires More Than Selecting Investments. It Requires Research, Experience, Disciplined Risk Management, and the Ability to Adapt to Changing Financial Markets.
At Schaffer & Company Asset Management, Inc., we provide professional Strategic Active Asset Management services designed to help individuals, families, trusts, and businesses pursue their investment objectives through personalized portfolio management and ongoing investment oversight.
Under the leadership of Gregory L. Schaffer, Chief Investment Officer, CFP®, our investment management philosophy emphasizes fundamental research, financial analysis, market awareness, disciplined security selection, and prudent risk management.
Unlike passive investment strategies that primarily seek to replicate the performance of a market index, active asset management involves making informed investment decisions based on changing market conditions, company fundamentals, economic developments, valuations, and each client's individual financial objectives.
Our goal is to identify investment opportunities, manage portfolio risks, and position client assets appropriately as financial markets and personal circumstances evolve.
Our Active Asset Management Services
Individualized Investment Strategy & Portfolio Construction
Every investor has unique financial objectives, investment time horizons, income requirements, and risk considerations.
We develop personalized investment strategies based on a comprehensive evaluation of each client's financial circumstances, investment experience, tolerance for risk, liquidity needs, and long-term goals.
Portfolio construction considers appropriate asset allocation, diversification, security selection, and the relationship between expected returns and investment risk.
Fundamental Research & Investment Selection
Our investment decision-making process incorporates research and analysis of publicly traded companies, industries, economic conditions, and financial markets.
We evaluate business fundamentals, corporate earnings, revenue growth, profitability, financial strength, competitive positioning, valuation, and other factors that may influence an investment's risk and return characteristics.
Through active research and investment analysis, we seek to identify securities and investment opportunities that align with our investment strategies and the objectives of our clients.
Active Portfolio Monitoring & Tactical Management
Financial markets are constantly influenced by economic developments, interest rates, corporate earnings, monetary policy, and changing investor expectations.
Our active management approach includes ongoing portfolio oversight and the evaluation of investment positions as new information becomes available.
When appropriate, portfolio adjustments may involve increasing or reducing individual security exposures, reallocating investments among sectors or asset classes, realizing investment gains or losses, or adjusting portfolio liquidity.
These decisions are intended to maintain alignment with each client's investment objectives and risk considerations rather than relying exclusively on a predetermined investment allocation.
Investment Risk Management & Capital Preservation Strategies
Managing investment risk is an essential component of responsible asset management.
We evaluate portfolio concentration, market volatility, security-specific risks, sector exposures, liquidity considerations, and the potential impact of unfavorable economic or market conditions.
Our approach incorporates risk management considerations into investment selection, portfolio construction, and decisions regarding changes in investment exposure.
While no investment strategy can eliminate market risk or prevent financial losses, disciplined risk evaluation helps guide portfolio management decisions and maintain consistency with established investment objectives.
Asset Allocation & Investment Diversification
Appropriate asset allocation is an important consideration in balancing investment opportunities with financial risk.
Depending upon individual investment objectives and account requirements, portfolios may incorporate equities, exchange-traded funds, fixed-income investments, cash equivalents, and other appropriate investment vehicles.
We evaluate the relationship among asset classes, economic sectors, individual securities, and overall portfolio exposure to develop investment allocations consistent with the client's circumstances and investment strategy.
Tax-Aware Investment Management
Investment performance should be considered in the context of potential tax consequences, particularly when managing taxable investment accounts.
Our investment management process may incorporate considerations involving realized capital gains and losses, investment holding periods, tax-loss harvesting opportunities, portfolio turnover, and coordination with broader income tax planning strategies.
By considering tax consequences alongside investment objectives, we seek to help clients make informed decisions regarding the management and disposition of investment assets.
Retirement, Trust & Wealth Preservation Portfolios
Investment management plays a significant role in retirement planning, trust administration, and long-term wealth preservation.
We develop investment strategies that consider retirement income requirements, beneficiary interests, fiduciary responsibilities, liquidity needs, and anticipated distributions.
Our integrated approach helps coordinate investment decisions with applicable retirement planning, tax planning, and estate planning objectives.
Our Investment Management Philosophy
We Believe Successful Long-Term Investing Requires a Balance of Opportunity, Discipline, and Risk Awareness.
Our investment philosophy is built upon a commitment to independent research, objective financial analysis, and investment decisions guided by each client's individual circumstances.
Rather than relying upon a single investment approach under all market conditions, we recognize that financial markets change and that investment strategies may require adjustments as economic conditions, valuations, corporate fundamentals, and financial risks evolve.
Our active investment management process emphasizes:
- Research-driven investment decisions and fundamental financial analysis
- Individualized portfolio construction and investment objectives
- Active evaluation of economic and market developments
- Disciplined security selection and portfolio adjustments
- Risk management and appropriate diversification
- Tax-aware investment considerations
- Ongoing investment oversight and client communication
Fiduciary Responsibility & Client-Focused Investment Management
Your Financial Interests Are Central to Our Investment Management Process.
As a Registered Investment Adviser, Schaffer & Company Asset Management, Inc. is subject to fiduciary obligations when providing investment advisory services.
Our approach emphasizes professional responsibility, transparency, the exercise of care, and investment recommendations based upon each client's objectives and financial circumstances.
We believe that effective asset management requires more than identifying investment opportunities. It requires understanding the investor, evaluating the risks associated with each strategy, and maintaining a consistent focus on the client's financial interests.
Active Management for a Changing Financial World
Financial Markets Change. Your Investment Strategy Should Be Evaluated as Conditions Evolve.
Our commitment is to provide thoughtful, research-driven investment management supported by professional experience, financial analysis, and a personalized approach to each client relationship.
Whether your objectives involve wealth accumulation, retirement income, investment diversification, or long-term asset preservation, we seek to provide the investment oversight and guidance necessary to help you pursue your financial goals.
Research. Discipline. Risk Management. Fiduciary Commitment.
Professional Active Asset Management Focused on Your Financial Future.
Investment advisory services are provided by Schaffer & Company Asset Management, Inc., a registered investment adviser with the Securities Exchange Commission. Registration does not imply a particular level of skill or training. Active investment management involves risks, including possible loss of principal. No investment strategy guarantees a profit, prevents losses, or assures outperformance of any benchmark or passive investment strategy. Active management may result in higher portfolio turnover, transaction costs, and taxable gains. Investment strategies and services are subject to the applicable investment advisory agreement and Form ADV disclosures.
